Daily interest · Referral rewards

Your money, working every single day.

Deposit into a Payo plan and watch it grow daily — transparent interest, on-time payouts, and bonus rewards when you bring friends along.

Daily interest credit Bank & USDT payouts Referral bonus on every deposit
Sample deposit
10,000
+₹300 today
Plan70 days
Daily interest3.00%
Days elapsed1 / 70
Illustrative example — actual returns depend on the plan you choose
The process

Three steps from deposit to payout

No paperwork, no waiting rooms — everything happens from your phone.

01

Deposit

Pick a plan, choose bank or USDT, and submit your payment proof in a couple of taps.

02

Grow

Once approved, interest is credited to your account automatically, every single day.

03

Withdraw

Request a payout anytime — to your bank or USDT wallet, whenever you're ready.

Why Payo

Built for people who want to see their money grow

%

Daily returns

Interest is added to your balance every day for the full plan duration — check it whenever you like.

ID

Referral rewards

Share your referral ID. When someone joins through it, you earn a bonus on their investment too.

Simple to join

Register with your mobile number and a 4-digit PIN. No lengthy forms, no paperwork.

Ready to put your money to work?

Registration takes less than two minutes.